real service,
Real Impact.

Solutions to help clients use personal finance to live their fullest and most meaningful lives.

Let’s do something meaningful together.

  • An elderly man and a young girl sitting on a rocky cliff edge overlooking the ocean and distant hills.

    Retirement Timing & Cash Flow

    When can you retire? How much can you spend in retirement? Can you take that trip? Buy the dream car? What if the market drops?

  • Laptop and smartphone on a wooden desk, the smartphone screen displays a Tesla stock investment app showing an upward trend in stock price.

    Investment Management

    Building a complete, diversified portfolio, tailored to your goals and risk tolerance.

  • A person wearing a long-sleeved, button-up shirt is writing or signing on a sheet of paper with a black and silver pen, seated at a dark desk.

    Estate Planning

    The important but not-so-fun stuff. What happens when you are gone? What about long-term care?

  • A desk with tax documents, a pen, a ticket, and a mug.

    Tax Planning

    Tax allocation, sequence of distributions, ROTH conversions, qualified charitable distributions, etc.

  • Close-up of a person holding a black leather wallet with cash being taken out.

    Giving While Living

    How much can you give away? What’s the best way to do it?

  • A bride and groom holding a bouquet of flowers at sunset.

    Lifecycle Events

    Education planning, home purchase/sale, weddings, etc.

Fee Structure

Our fee structure is an important part of accomplishing our mission. The “assets under management” fee model can be difficult to understand (is it based on the beginning, the end, or an average? Is it in advance or in arrears?). Our flat-fee based services are transparent and straightforward.

Importantly, I do not receive any commissions for selling products.

“Price is what you pay. Value is what you get.”

-Warren Buffett

  • Advanced Planning plus building and monitoring a complete portfolio.

    • $10,000 per year up to $5 million (If you have $2 million with an advisor charging a 1% AUM fee, that’s $20,000 per year)

    • $20,000 per year from $5 million to $10 million

    • Over $10 million is custom.

  • Basic Planning plus more complex planning needs. This is for you if you have multiple accounts types, advanced tax planning strategies, deeper estate planning needs such as blended families or special needs planning, and permanent life insurance evaluation. $5,000 per year.

  • This is for you if you have one or two accounts types and are looking for retirement timing and cash flow planning, Social Security and Medicare guidance, basic estate planning, and long-term care planning. Includes monthly monitoring for spending adjustments. $2,400 per year.

  • This is for you if you have a single topic to discuss, such as employee benefits, home purchase, saving for retirement in 10+ years, or if you want to get to know each other better first before diving into one of the other services. $150 per hour.

Contact Me

Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!